alternative home Buying

What is CFD?

Homeownership is a dream many have but not all can obtain. A Contract-for-Deed (CFD) is a unique way to make that dream a more accessible reality for more people. In a traditional home purchase, the buyer secures a mortgage from a lender, but in a CFD arrangement, the seller essentially becomes the lender. This allows individuals who might face challenges obtaining a mortgage to still achieve homeownership.

person writing on clipboard while hand house keys over a table

use our cfd calculator
to see your monthly payment

Is CFD right
for you?

Benefits to contract-for-deed financing:

You don’t have to have perfect credit to take advantage of Contract-for-Deed financing. 

No credit check!

20% down payment!

Pick any home on the market!

Own a home and move in, in as little as 14 days by using our services!

Use our CFD Calculator to see your monthly payment without having to enter any personal information!

CFD Form

Submit your name, number, and the home price you used in the calculator. We will send you detailed terms, if you like them, we will connect you with a House Help MN licensed realtor to start you on your home buying process.

CFD Calculator

CFD Form

Submit your name, number, and the home price you used in the calculator. We will send you detailed terms, if you like them, we will connect you with a House Help MN licensed realtor to start you on your home buying process.

CFD Calculator

Benefits to contract-for-deed financing:

You don’t have to have perfect credit to take advantage of Contract-for-Deed financing. 

1

No background or credit check!

2

20% down payment!

3

Pick any home on the market!

4

Own a home and move in, in as little as 14 days by using our services!

5

Use our CFD Calculator to see your monthly payment without having to enter any personal information!

realtor walking through the living rome while show a couple a home

Why Choose US

3 Reasons you can count on house help mn

1

20 Years In The Industry

We've been in the real estate industry for almost 20 years.

2

Multiple Options

We walk you through different options for buying a home and help you find the solution that is right for you.

3

Quick & Easy Process

We'll help you every step of the way to make the process as quick and easy as possible.

FREQUENTLY ASKED QUESTIONS

  • Faster closing
  • Easy Qualification process
  • Credit score not a factor
  • Own the house
  • Principal pay down
  • Build equity
  • Does not report to credit bureau (when your ready to refi or get your own mortgage, the CFD payment will not increase your debt to income)
  • Higher interest rates
  • Higher down payment
  • Does not report to credit bureau (CFD payments will not build your credit)
Only if the home is on its own parcel of land. It can not be in a park on a rented lot.
No, I do not report to the credit bureaus
Four years but I’m always open to discussing extending the term another 4 years with new terms. If my lender drops their rates, I will too.

“Tom with tsl investments is a great person along with his co workers, we highly recommend Tom and his team.”

MTS Tree Services

5/5
red brick home with two dormers dark green shutters and hedges

Sell Your House Fast

Get cash in hand in 7 to 14 days and forget the repairs and clean up and sell AS-IS!

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